Everything to Know About Living in Stuart, Florida

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Find out what makes Stuart, Florida, a great place to live.

Is Stuart, Florida a good place to live? This question often arises for those considering a move to the charming seaside town, and for good reason. Nestled on Florida’s Treasure Coast, Stuart offers a unique blend of small-town appeal, modern conveniences, and plenty of opportunity to enjoy the outdoors. If you're wondering, "Is Stuart, Florida a good place to live?" or "Is Stuart, FL a nice place to live?" this guide will provide the answers you need.

What is it like living in Stuart, FL?

Most residents would say that living in Stuart, Florida, feels like a continuous vacation. Known as the "Sailfish Capital of the World," Stuart was recently ranked the Best Coastal Small Town in the US by USA Today. It's renowned for its historic downtown, small business and arts scene, and plentiful outdoor activities.

stuart florida

The weather in Stuart is typically warm and sunny, making it very popular for those thinking of retiring and relocating, and it's an ideal spot for those seeking to partake in boating, fishing, and sunbathing. The Stuart community is tight-knit with friendly residents who take pride in their town. Stuart’s slower pace of life offers a contrast to the hustle and bustle of larger South Florida cities, providing a relaxing atmosphere that most of us enjoy greatly.

The housing market in Stuart is actually relatively affordable. There are homes for sale in Stuart that meet a variety of needs, and the median home price in the area is surprisingly comparable to the national average. The rental market has been growing in recent years, with little inventory on the market but an array of options for many looking to enjoy living in Stuart long-term or seasonally.

Pros & Cons of Living in Stuart, Florida

There are many things to love about Stuart, from trendy coffee shops to weekly farmers markets and beyond. The city offers a large dose of culture and energy, with low crime rates, affordable cost of living, excellent schools, and top-notch healthcare facilities.

However, Stuart's positives are accompanied by some drawbacks as well. With a growing population, some residents are concerned about maintaining the town's small-town feel. Take a look at the detailed pros and cons of living in Stuart, Florida, and see if the area may be a good fit for you and your desires.

Pros

Beaches and Outdoor Recreation

Living in Stuart is much more enjoyable knowing that you can enjoy the sunshine and moderate climate year-round. There are miles and miles of pristine beaches along the coast of Stuart. Residents also have access to dozens of parks, playgrounds, and greenspaces for a picnic or barbeque. The city is on the St. Lucie River, Indian River Lagoon, and Atlantic Ocean, leaving an endless variety of boating, fishing, and more for you to do.

stuart florida water

Proximity to Metro Areas

Stuart is close to Interstate 95 and the Florida Turnpike, so those in the town can quickly get to larger cities in the state. Martin County is equidistant to Orlando and Miami metro areas, making it simple to get to airports, theme parks, or large-scale events.

Thriving Economy, Healthcare, & Schools

The job market in Stuart, Florida, makes it a nice place to live for many moving to the district. Cleveland Clinic and Indian River State College are flourishing and provide opportunities for those seeking employment or to grow their skillset. The schools in Martin County are among the best in the state of Florida, which is why many find Stuart a great place to raise a family.

Historic Downtown Area

The historic downtown area is a quaint snapshot in time, with small boutiques, intimate restaurants, and cultural icons like the Lyric Theatre. The area is host to numerous events and festivals year-round.

Cons

Limited Nightlife

When compared with larger cities, Stuart doesn't have many options for nightlife. As midnight approaches, most bars and pubs will be closed, and there are only a handful of nightclubs in the vicinity. Residents will usually travel to places like Jupiter or West Palm Beach if they plan a night on the town.

Storm Risk

Stuart, like most of Florida, can get some inclement weather from time to time. During hurricane season (June to November), residents should prepare for incoming storms and plan for more rain than they'd get during the winter and spring months.

Busy Season

During Stuart's tourist season, most active during January, February, and March, the city can become very crowded. There is a large influx of people making traffic undesirable and packing beaches. While it isn't as much of a deterrent as other places, it's something to consider.

Popular Stuart FL Neighborhoods

There are dozens of great neighborhoods in Stuart that cater to various lifestyles. From waterfront condos with stunning views to peaceful communities without HOAs, there's something for everyone. With a median sale price exceeding the national average, Stuart boasts a thriving housing market.  Several neighborhoods feature amenities like pools, clubhouses, and playgrounds, creating a vibrant atmosphere. Whether you seek an active lifestyle or a relaxed environment, Stuart's neighborhoods promise a perfect fit.

Downtown Stuart

Known for its historic charm and vibrant atmosphere, Downtown Stuart is ideal for those who want to be close to shops, restaurants, and cultural attractions. Living in Downtown Stuart provides much more walkability whether you want to head to weekend events or go out for a coffee break. 

riverwalk downtown stuart

Rocky Point

Rocky Point is a waterfront community in Stuart, Florida, offering a luxurious lifestyle with stunning water views. Homes range from single-family estates to condos, catering to diverse preferences. Whether you seek a modern residence or a charming mid-century property, Rocky Point boasts a variety of options.

Beyond its upscale real estate, Rocky Point is a haven for outdoor enthusiasts. With parks like Twin Rivers and Maggy Hammock nearby, residents can enjoy kayaking, hiking, and birdwatching amidst scenic landscapes.  

North River Shores

North River Shores is a charming waterfront neighborhood established in the 1950s in Stuart, Florida. It offers a variety of housing options, including beautiful waterfront homes, townhomes, and condos, to suit different budgets and preferences. The neighborhood is known for its mature vibe, quality of life, and stable real estate values.

Those living in North River Shores enjoy easy access to amenities like waterfront parks, a boat ramp, Downtown Stuart, the beaches, and even the Treasure Coast Mall. Whether you're seeking an affordable starter home or a luxurious waterfront estate, North River Shores could be your ideal Florida paradise.

Sewall’s Point

Sewall's Point is a charming enclave nestled on a peninsula in Stuart, Florida. This affluent neighborhood boasts waterfront properties with stunning views and pristine natural beauty. The community prioritizes a small-town vibe, with effective services to maintain a peaceful and secure environment.

Residents enjoy a gorgeous riverside park, abundant green spaces, and nationally recognized bird sanctuary status. If you're seeking a luxurious waterfront escape or a year-round haven, Sewall's Point offers a variety of neighborhoods to explore.

sewalls point

New Construction Communities

If you're in the market for a modern and functional property, the best option may be some of the new construction homes in Stuart, Florida. These new homes offer bright, open floor plans and energy-efficient features to keep your utility bills low.

Many new communities provide convenient amenities like pools, fitness centers, clubhouses, and personalized upgrades that come with a brand-new build.  Most new construction neighborhoods are conveniently located near desirable points of interest like beaches, hospitals, and downtown. 

Where is the best place to live in Stuart, Florida?

There is no one best place to live in Stuart, Florida, as that's going to be a personal decision. Some may want to take in waterfront living and be near the rivers or ocean; others may be more comfortable downtown where they're at the heart of the town's activity. 

Our recommendation is to look at the various homes for sale and what different communities have to offer. From there, you can narrow it down based on what you're looking for in a house as well as the surrounding community. 

How safe is Stuart, Florida?

Stuart is considered a very safe place to live. The crime rate in Stuart is 15-20% lower than the national average depending on which source you use. In many areas of Stuart, residents are comfortable leaving doors unlocked and trusting neighbors. 

Is Stuart expensive to live in?

Stuart’s cost of living is lower than the national average, but it's on the rise due to insurance and housing costs. It's more affordable than many other coastal Florida towns, with utilities and healthcare reasonably priced. Prospective residents should be prepared for higher property prices and rental rates although taxes are much less than in other areas of the country.

stuart florida beaches

Is Stuart, Florida wealthy?

Stuart is home to a mix of residents from different economic backgrounds. While there are affluent neighborhoods and a significant number of high-profile and wealthy residents, the town also includes large middle-class and working-class communities. The overall median household income is slightly above the national average, but there are housing options for anyone looking to live in Stuart.

FAQs

What's the crime rate in Stuart, Florida?

The crime rate in Stuart is lower than the national average, with a strong focus on community safety and policing.

Do hurricanes hit Stuart, Florida?

Yes, Stuart is susceptible to hurricanes, especially during the hurricane season from June to November.

What is special about Stuart, Florida?

Stuart is known for its historic downtown, beautiful waterways, and designations as the "Best Coastal Small Town in the US" and "Sailfish Capital of the World."

What airport do you fly into for Stuart, Florida?

The nearest major airport to Stuart is Palm Beach International Airport (PBI), about 30 minutes south. Witham Airport is a private airport in Stuart that is often used for charter flights.

Is Stuart, Florida a small town?

Yes, Stuart is considered a small town with a population of around 16,000 residents, offering a tight-knit community feel.

Is Stuart, FL walkable?

Downtown Stuart is very walkable, with shops, restaurants, and events within easy walking distance. Outside of this, you may need to drive or take public transportation.

What is the happiest seaside town in Florida?

Stuart has been named one of the happiest seaside towns in Florida by Coastal Living magazine.

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